[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vuso.sk\/ako-si-zabezpecit-vlastne-byvanie\/#Article","mainEntityOfPage":"https:\/\/www.vuso.sk\/ako-si-zabezpecit-vlastne-byvanie\/","headline":"Ako si zabezpe\u010di\u0165 vlastn\u00e9 b\u00fdvanie","name":"Ako si zabezpe\u010di\u0165 vlastn\u00e9 b\u00fdvanie","description":"Ako sa dosta\u0165 k vyt\u00fa\u017een\u00e9mu domu snov? Mo\u017enost\u00ed je hne\u010f nieko\u013eko, nemus\u00edte sa obmedzova\u0165 iba na jeden postup k ceste za svoj\u00edm nov\u00fdm vlastn\u00fdm b\u00fdvan\u00edm. Ka\u017ed\u00fd mlad\u00fd \u010dlovek si predstavuje svoj \u0161tart do samostatn\u00e9ho \u017eivota jednoducho. Na ceste k svojmu vlastn\u00e9mu b\u00fdvaniu si m\u00f4\u017ee zvoli\u0165 hne\u010f nieko\u013eko rie\u0161en\u00ed k obstaraniu svojej nehnute\u013enosti. Prvou z nich …","datePublished":"2024-01-01","dateModified":"2024-01-01","author":{"@type":"Person","@id":"https:\/\/www.vuso.sk\/author\/#Person","name":"","url":"https:\/\/www.vuso.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vuso.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vuso.sk\/wp-content\/uploads\/pexels-roberto-hund-5358104_2.jpg","url":"https:\/\/www.vuso.sk\/wp-content\/uploads\/pexels-roberto-hund-5358104_2.jpg","height":0,"width":0},"url":"https:\/\/www.vuso.sk\/ako-si-zabezpecit-vlastne-byvanie\/","about":["Slu\u017eby"],"wordCount":486,"articleBody":"   Ako sa dosta\u0165 k vyt\u00fa\u017een\u00e9mu domu snov? Mo\u017enost\u00ed je hne\u010f nieko\u013eko, nemus\u00edte sa obmedzova\u0165 iba na jeden postup k ceste za svoj\u00edm nov\u00fdm vlastn\u00fdm b\u00fdvan\u00edm. Ka\u017ed\u00fd mlad\u00fd \u010dlovek si predstavuje svoj \u0161tart do samostatn\u00e9ho \u017eivota jednoducho. Na ceste k svojmu vlastn\u00e9mu b\u00fdvaniu si m\u00f4\u017ee zvoli\u0165 hne\u010f nieko\u013eko rie\u0161en\u00ed k obstaraniu svojej nehnute\u013enosti. Prvou z nich je k\u00fapa nehnute\u013enosti. Na trhu je mno\u017estvo r\u00f4znych inzer\u00e1tov na predaj. Od v\u00e4\u010d\u0161\u00edch a drah\u0161\u00edch novostavieb po star\u0161ie byty \u010di dom\u010deky. Na z\u00edskanie pe\u0148az\u00ed na k\u00fapu nehnute\u013enost\u00ed je ale \u010dasto odk\u00e1zan\u00fd na hypot\u00e9ku. Treba ale myslie\u0165 na \u010dasov\u00fa os, na to ako bude nasleduj\u00face roky fungova\u0165 aby si mohol dovoli\u0165 plati\u0165 spl\u00e1tky. V opa\u010dnom pr\u00edpade by hrozila exek\u00facia a mo\u017en\u00e1 strata nehnute\u013enosti. Tak\u00fdto krok si treba dobre premyslie\u0165. Je to predsa z\u00e1v\u00e4zok na nieko\u013eko rokov. In\u00fdm rie\u0161en\u00edm je napr\u00edklad lacnej\u0161ia k\u00fapa pozemku. Na \u0148om ale nehnute\u013enos\u0165 st\u00e1\u0165 nemus\u00ed. Jednoduch\u00fdm rie\u0161en\u00edm je osadenie mobiln\u00e9ho domu na pozemku. U\u0161etr\u00edte si tak n\u00e1klady a vybavovanie dokladov a povolen\u00ed ako pri klasickej stavbe. Inou mo\u017enos\u0165ou je k\u00fapa modulov\u00e9ho domu \u010di drevodomu. Tie s\u00fa podstatne lacnej\u0161ie a r\u00fdchlej\u0161ie pripraven\u00e9 k u\u017e\u00edvaniu ako nehnute\u013enosti tvoren\u00e9 materi\u00e1lmi klasickej stavby. Ich v\u00fdhodou je nielen ove\u013ea ni\u017e\u0161ia cena – teda aj peniaze alebo p\u00f4\u017ei\u010dka bud\u00fa \u013eah\u0161ie dostupn\u00e9 a bud\u00fa predstavova\u0165 ni\u017e\u0161\u00ed z\u00e1v\u00e4zok ako pri stavbe na k\u013e\u00fa\u010d \u010di k\u00fape novostavby. Okrem toho s\u00fa ekonomickej\u0161ie a maj\u00fa ni\u017e\u0161ie n\u00e1klady na chod dom\u00e1cnosti. Ak sa \u010dlovek dostane k nehnute\u013enosti, ktor\u00e1 je star\u0161ia, treba myslie\u0165 na rekon\u0161trukciu, ktor\u00e1 bude ur\u010dite potrebn\u00e1. Nezabudnite si preto odklada\u0165 nejak\u00fa \u010das\u0165 financi\u00ed na ne\u010dakan\u00e9 a nepredv\u00eddate\u013en\u00e9 stavy. Tak\u00fd star\u0161\u00ed dom m\u00e1 u\u017e teda \u010do -to za sebou. V ka\u017edom pr\u00edpade novostavbu a star\u0161ie rodinn\u00e9 domy nie\u010do sp\u00e1ja. Je to staro – nov\u00fd z\u00e1kon o energetickej certifik\u00e1cii. Napr\u00edklad bez neho V\u00e1m nov\u00fd dom neskolauduj\u00fa. Ak je dom star\u0161\u00ed a chcete dot\u00e1ciu na jeho obnovu alebo hypot\u00e9ku na prer\u00e1bku budete energetick\u00fd certifik\u00e1t potrebova\u0165. Energetick\u00fd certifik\u00e1t cena– je r\u00f4zna, tak ako s\u00fa r\u00f4zne nehnute\u013enosti. Je to vlastne tak\u00fd dokument ktor\u00fd pojedn\u00e1va o hospod\u00e1ren\u00ed s energiami v budove. Kompletn\u00fa problematiku upravuje z\u00e1kon, ktor\u00fd prech\u00e1dza pravideln\u00fdmi novelami. Aby ste sa nestratili, nebojte sa kontaktova\u0165 firmu, ktor\u00e1 m\u00e1 na starosti merania a vystavovania energetick\u00fdch certifik\u00e1tov. V\u017edy bud\u00fa ma\u0165 na\u0161tudovan\u00fa aktu\u00e1lnu verziu z\u00e1kona a radi v\u00e1m poradia.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako si zabezpe\u010di\u0165 vlastn\u00e9 b\u00fdvanie","item":"https:\/\/www.vuso.sk\/ako-si-zabezpecit-vlastne-byvanie\/#breadcrumbitem"}]}]